Insurance vs. paying out of pocket?

When do you need your insurance to repair & replace a windshield? Often when you run into a problem with your vehicle and insurance claims, it is dependent on your deductible.

If you carry a low insurance deductible  of $100 or lower it will most definitely be cheaper for you to use your comprehensive insurance for a vehicle glass claim .  If your deductible is $250 to $500 then most likely it will be cheaper to have your glass paid for out of pocket.

Most windshields cost between $200 and $300.  The price goes up for new/newer vehicles with more windshield options.  Some of these options include rain sensor, Lane Departure Warning System (LDWS), heated windshield option to name a few. These advanced systems have more functionality, but generally carry a higher price tag.

For more information or help deciding call 804-519-4218.

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